I am livid. Completely and utterly disgusted, fuming and also in tears with frustration and upset. You may recall that on 1st of August I was driving my into a road from a standstill position and was slammed into at high speed (theirs not mine) by a boy racer who wrote my car off. I was injured and taken to hospital in a neck brace, strapped to a hard board placed on a stretcher and in a lot of pain as well as total shock. He in the meantime, was pacing up and down the road on his 'phone. Before I even reached hospital in the ambulance, he had made a claim against me!!!!
The police and everyone else who saw the scene, positioning of cars and the damage caused, said he hadn't a leg to stand on and were disgusted with him and the devastation he caused through driving like an idiot. He was about two foot from a junction where he needed to stop as it joins a very busy main road. It was obvious to all that the speed he was doing when he hit me meant there is no way he would have been able to stop and would have ploughed into two lanes of heavy traffic causing God knows what result. The fact he hit me, meant others were saved.
However, because there are so many little boy racers driving like lunatics nowadays, unless there is serious injury or death as a result, the police won't press charges. The reason? Too much paperwork because it happens all day every day and no one does a damned thing to stop it. Why am I so angry today then? I'll tell you why. My insurance company have just rung and told me because HE put the claim in first, my insurance company have to make a decision about liability before a set deadline and so have decided to make it 50/50 because there were no witness statements and the police didn't press charges.
I am livid and shaking with frustration and upset. This little boy racer has not only written off my car, caused me injury, made me nervous of all drivers who zoom at me too fast now, but he has also achieved losing me 30+ years of no claims bonus, given me a slur against my driving now for the future where I have to state I was half to blame for a serious accident and to add insult to injury my insurance has now doubled.
I am so angry you wouldn't believe. How dare they allow this. Why are the police not pressing charges just because of paperwork and why are insurance companies refusing to acknowledge where fault really lies when evidence shows it was very much his fault? I am damned if I will pay any insurance company double the insurance because of something that I was the victim of rather than the perpetrator just because people are too lazy to do their jobs properly these days. I would rather sell my car first and bus everywhere now.
I am so angry I cannot write any more.